Since I'm the first BB I'll tell you about the application process for Social Security. I started the application today. The website says it will take 15 minutes.
I am a reasonable intelligent person, still in total control of my faculties and I know I have spent at least 30 minutes and I'm still not through.
First you are directed to get an estimate of what you will be paid...and then a 2nd, 3rd, 4th, scenario based on when you begin collecting and what you earn between last year and the hypothetical dates you begin receiving benefits....they just don't want you to fail to consider all the options.
For me, I calculated that taking Social Security 15 months early will take me eleven years of receiving benefits at the higher rate to make up what I will receive in those 15 months. Of course there is no calculation like that on the web site.
However, you do need to know whether you were married for ten years to a person you are now divorced from and their social security number, their date of birth, the date you were married and the date you were divorced.....ok you can get by without these dates, but they are all on the questionnaire.
Eventually I tired...I can always apply tomorrow...as long as I don't lose the application number and have to start all over..
and speaking of being tired....
BB BB BG
"I be Gone"
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